Christmas 2015 is less than two months away now, so it may come as a shock to some that I am already planning for Christmas 2016 already! I can reassure you all, that I am not mad, however I am being sane and thinking of the possibilities that could arrive without warning! Plus, surely it's better to be prepared instead of leaving it for next year!?
Saving up a few pounds a week in a money jar you keep in the house somewhere might be a good idea, but if one day you're finding yourself short for that particular week, it's easy to raid the piggy bank, promise to replace it, but fail too. We've all done it, and that is why now, I only save 1ps and 2ps in a money jar!
Instead, once a week, I top up mine and my partners prepaid cards knowing I have no spare pounds lying around in my purse. Some of you may read this and think you'll only go and spend the money on the cards, however, I actually don't do this. All year round, I act like I don't have the cards, and then wait until nearer to Christmas before I start to use them.
This year, I also started buying saving stamps and saving on a card for my local supermarkets, every time I get my shopping, I buy one or two stamps, priced at a pound each, and add them to the collection, for the other supermarket, I round up my shopping plus a pound and add that to my savings card. For example, if my shopping comes to £36.23 I'll add £1.77 to my savings card, making the total of the shop £38.
In January, I am planning to hit the shops for wrapping paper and christmas card sales, as well as any present's I can pick up! As long as they're not food presents, why shouldn't they last until next year? The answer is obvious, they can and will last, and what's more, is they won't cost the full price!
Of course, sales happen all year round, so I'm hoping to pick up bits all year round, and hopefully make Christmas a little less stressful for myself!